About A&C Insurance & Multi Services in Virginia Beach

Our story

Protecting Virginia Beach Families at Every Stage of Life

A&C started with a simple idea: people in Virginia Beach deserve an insurance agency that speaks their language and actually explains their options. We're an independent agency, so we compare coverage from multiple carriers to fit your life, your family, and your budget. Auto, home, life, and business insurance, plus the everyday paperwork that comes with living here.

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Multi-service options
EN Β· ES
Service in two languages
VA
Licensed statewide
Our mission and vision

Why We Do This Work in Virginia Beach

Our mission is straightforward. We want every family and business in Virginia to understand exactly what they're covered for, without the confusion and fine print. We built A&C as a place where you can get honest guidance, compare real options, and handle insurance and paperwork in one visit, in English or Spanish.

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Local help, when you need it
Get Covered With a Local Virginia Agent Who Actually Listens

Auto, home, life, and business coverage for families across Virginia, explained in plain language before you commit.

Get My Free Quote

We shop more than 25 carriers for you

A&C is appointed with A-rated national and regional carriers, so one conversation covers the whole market for your situation.

National General
Progressive
Gainsco
Bristol West
Dairylands
Mercury
AIC
Assurance
Trexis
SIS
Frank Winston Crum
BTIS
TAPCO
Appalachian Underwriters
First Connect
NCCI
Sentara
Anthem
Notionwide
Scottasdale Insurance Company
CHUBB
Travelers Property Casualty
Amtrust
Wesco Insurance
CNA
Accident Fund Insurance
Third Coast Insurance Company
Sutton Specialty Insurance
Benchmark Insurance (frank Winston Crum)
Next Insurance
Next Insurance
Benchmark Insurance (frank Winston Crum)
Sutton Specialty Insurance
Third Coast Insurance Company
Accident Fund Insurance
CNA
Wesco Insurance
Amtrust
Travelers Property Casualty
CHUBB
Scottasdale Insurance Company
Notionwide
Anthem
Sentara
NCCI
First Connect
Appalachian Underwriters
TAPCO
BTIS
Frank Winston Crum
SIS
Trexis
Assurance
AIC
Mercury
Dairylands
Bristol West
Gainsco
Progressive
National General
See our carriers and claims contacts
See our carriers and claims contacts
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Why choose us

Why Virginia Families and Businesses Trust A&C

Choosing an insurance agency is really about trust. We keep it simple: honest recommendations, real options from multiple carriers, and a local team you can actually reach. Here's what that looks like day to day.

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One agency, many carriers

We compare options instead of pushing one company's products.

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Insurance and services together

Handle coverage, DMV paperwork, notary, and more in one place.

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Answers in plain language

We explain your options in English or Spanish before you commit.

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Local and licensed in Virginia

A team based in Virginia Beach that knows the state and its requirements.

What Our Clients Say

Real reviews from families we've helped across Virginia.

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Lo mejor en servicios brindado,los recomiendo,son lo mejor

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Excelente servicio al cliente..hqn sido muy amables

β˜…β˜…β˜…β˜…β˜…

El mejor servicio garantizado excelente atenciΓ³n recomendado 100%

β˜…β˜…β˜…β˜…β˜…

PS me siento muy bien con todo el personal son muy buenos empleados y me siento seguro con todos y tienen un exelente servicio

β˜…β˜…β˜…β˜…β˜…

Me esplico todo a que yo entendiera. Senota que tiene conosimiento con sutrabajo.todos eyos son bien amables. Services Motorcycle insurance

β˜…β˜…β˜…β˜…β˜…

Muy agradecida, por el excelente servicio que siempre me brindan. Claims process Quick and easy Quote wait time Within 24 hours Ease of reaching staff Very easy

β˜…β˜…β˜…β˜…β˜…

Lo mejor en servicios brindado,los recomiendo,son lo mejor

β˜…β˜…β˜…β˜…β˜…

Excelente servicio al cliente..hqn sido muy amables

β˜…β˜…β˜…β˜…β˜…

El mejor servicio garantizado excelente atenciΓ³n recomendado 100%

β˜…β˜…β˜…β˜…β˜…

PS me siento muy bien con todo el personal son muy buenos empleados y me siento seguro con todos y tienen un exelente servicio

β˜…β˜…β˜…β˜…β˜…

Me esplico todo a que yo entendiera. Senota que tiene conosimiento con sutrabajo.todos eyos son bien amables. Services Motorcycle insurance

β˜…β˜…β˜…β˜…β˜…

Muy agradecida, por el excelente servicio que siempre me brindan. Claims process Quick and easy Quote wait time Within 24 hours Ease of reaching staff Very easy

β˜…β˜…β˜…β˜…β˜…

Lo mejor en servicios brindado,los recomiendo,son lo mejor

β˜…β˜…β˜…β˜…β˜…

Excelente servicio al cliente..hqn sido muy amables

β˜…β˜…β˜…β˜…β˜…

El mejor servicio garantizado excelente atenciΓ³n recomendado 100%

β˜…β˜…β˜…β˜…β˜…

PS me siento muy bien con todo el personal son muy buenos empleados y me siento seguro con todos y tienen un exelente servicio

β˜…β˜…β˜…β˜…β˜…

Me esplico todo a que yo entendiera. Senota que tiene conosimiento con sutrabajo.todos eyos son bien amables. Services Motorcycle insurance

β˜…β˜…β˜…β˜…β˜…

Muy agradecida, por el excelente servicio que siempre me brindan. Claims process Quick and easy Quote wait time Within 24 hours Ease of reaching staff Very easy

β˜…β˜…β˜…β˜…β˜…

Lo mejor en servicios brindado,los recomiendo,son lo mejor

β˜…β˜…β˜…β˜…β˜…

Excelente servicio al cliente..hqn sido muy amables

β˜…β˜…β˜…β˜…β˜…

El mejor servicio garantizado excelente atenciΓ³n recomendado 100%

β˜…β˜…β˜…β˜…β˜…

PS me siento muy bien con todo el personal son muy buenos empleados y me siento seguro con todos y tienen un exelente servicio

β˜…β˜…β˜…β˜…β˜…

Me esplico todo a que yo entendiera. Senota que tiene conosimiento con sutrabajo.todos eyos son bien amables. Services Motorcycle insurance

β˜…β˜…β˜…β˜…β˜…

Muy agradecida, por el excelente servicio que siempre me brindan. Claims process Quick and easy Quote wait time Within 24 hours Ease of reaching staff Very easy